If you are experiencing an Emergency, call 9-1-1 or go to the nearest hospital. Services which we determine to meet the definition of emergency care will be covered, whether the care is rendered by a Network provider or non-network provider.


Some examples of medical emergencies are: 

  • Chest pain accompanied by sweating, nausea, vomiting, and shortness of breath; radiating pain that moves to the arm or neck
  • Feeling that your heart is beating irregularly or too fast
  • Choking
  • Severe bleeding that doesn't stop after 15 minutes of direct pressure
  • Loss of consciousness
  • Broken or displaced bones
  • Swallowing poison
  • Severe burn
  • Suddenly not being able to walk, speak, or move a portion of your body
  • Unusual shortness of breath or difficulty breathing