Health insurance guide
How to compare health insurance plans without getting lost in the fine print
NEW A practical way to compare premiums, deductibles, provider networks and prescription coverage before you choose.
New evergreen guides
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HMO vs. PPO vs. EPO: understanding provider networks
What changes when you go out of network, need a referral, or want more provider choice.
What prior authorization means — and what to do next
Learn where the request starts, what information is usually needed and how to follow the status.
Prepare for a preventive care visit with this checklist
Bring the right information, list your questions and leave with a clear follow-up plan.
Useful resources already in the archive
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Tips for finding a provider in a health plan network
Practical search methods, name variations and ways to narrow results.
Understanding pharmacy benefits and formularies
Archived plan guidance on drug lists, coverage rules and pharmacy benefits.
Case management and care coordination resources
Background on support programs designed for members with complex care needs.
Health insurance glossary: 25 terms to know
Deductible, coinsurance, formulary, out-of-pocket maximum and other language decoded.